Effective Date: 10 October 2024

Welcome to Ekal Finance (https://ekalfinance.com), a platform offering financial products and services. By accessing or using our website, you agree to comply with and be bound by these Terms and Conditions.

1. Acceptance of Terms

By using this website or engaging with our services, you agree to these Terms and Conditions, our Privacy Policy, and any other policies we may publish.

2. Services Offered

Ekal Finance offers access to financial products, credit assessments, loan applications, and customer support through digital platforms. Final approval of financial services is at the discretion of our partner institutions.

3. Eligibility

To use our services, you must be at least 18 years of age and legally capable of entering into a binding contract under Indian law.

4. User Responsibilities

• You agree to provide accurate, current, and complete information.
• You are responsible for safeguarding your login credentials.
• You agree not to misuse the website, including uploading viruses or engaging in fraudulent activity.

5. Consent to Telemarketing Communication

By providing your contact details (including phone number and email address) on our website, you:

• Explicitly authorize Ekal Finance and its authorized partners to contact you via phone calls, SMS, WhatsApp, email, or other means for promotional, informational, and service-related purposes.
• Understand that these communications may be sent via automated or manual systems.
• Acknowledge that your consent overrides any DND (Do Not Disturb) or NDNC (National Do Not Call) registration, in accordance with TRAI guidelines.

If you wish to revoke your consent, you can email us at support@ekalfinance.com.

6. Intellectual Property

All content, logos, designs, and software on this website are owned by or licensed to Ekal Finance. Unauthorized use is strictly prohibited.

7. Limitation of Liability

Ekal Finance is not liable for any indirect, incidental, or consequential damages resulting from your use of the website or any services obtained through it.

8. Third-party Links

We may include links to third-party websites. We are not responsible for their content or services.

9. Modification of Terms

We may update these Terms and Conditions at any time. Continued use of the site after changes constitutes your acceptance.

10. Governing Law

These terms shall be governed by and construed under the laws of India. Disputes shall be subject to the exclusive jurisdiction of the courts in Pune, India.

Contact Us

If you have any questions or concerns regarding these terms, you may contact us at:

• Email: hello@ekalfinance.com
• Address: Crossroads Premises ,410 Bhumkar Chowk Wakad , Pune Maharashtra 411057