Loan Against Property

Loan Against Property From Ekalfinance

Ekalfinance offers Loan Against Property (LAP) with a simple, hassle-free process to help you unlock the potential of your property. Whether you're looking for working capital, business expansion, home renovation, or any other financial need, a Loan Against Property can provide you with quick access to funds.

Key Features

Secured Loan

Lower Interest Rates

Quick Disbursement

Quick Processing

Flexible Tenure

Tax Benefits

key Benefits

Access to Larger Loan Amounts

Longer Repayment Period

Flexible Usage

Quick Processing

Flexible Use

Improved Liquidity

Eligibility Criteria

Age: Min 21 years, Max 65 years
Property Type:Residential,Commercial,or Industrial
Credit Score:Above 650
Emp-Status:Salaried,Self-emp

Frequently Asked Questions

Do I need to be employed to get a Loan Against Property?

No, you don’t need to be employed. Both salaried and self-employed individuals, including business owners, are eligible to apply for LAP, provided they meet the financial and property criteria.

What are the repayment options available through this loan?

We offer repayment tenure of up to 180 months. You can determine the repayment schedule as per your financial capabilities by using the LAP EMI calculator.

How much loan can I get against my property?

Typically, lenders offer 60% to 80% of the market value of the property as a loan, depending on the type of property and the applicant's eligibility.