Home Loan

• 6.75% - 9%

  Interest Rate Range

• 0.50% to 1.50 %

  Processing Rate Range

• Max 5 Cr.

  Loan Amount

• 1 Year - 25 Years

  Tenure Range
  

Apply for Best Home Loan Online at Lowest Interest Rate

Home Loan from EkalFinance

Whether you're looking to buy a home from a builder, planning to construct one, or you want to simply renovate your home, our home loans can help facilitate any of your requirements. You can also optimize your home loan EMIs by exchanging your current home advance with us at the lowest rates of interest.

EkalFinance Home Loans accompany limitless advantages. Get endorsements even before you select your property, or you can approach us while obtaining one. With quick processing and eye-grabbing interest rates,EkalFinance home loans are hassle-free and easily accessible. There’s more to it as women candidates applying for home loans are eligible to access the benefit of even lower interest rates.

Key Features

Interest Rate – Starting at 6.45%

Processing Rate – 5000/- (up to 0.50%)

Loan Amount – Up to 20 Cr

Loan Tenure – 1 – 25 years

Key Benefits

Balance Transfer Provision

Top-up Service

Overdraft Facility

No Part Payment Charges

No Prepayment Charges

EkalFinance Home Loan Benefits

Affordable Interest Rates

Flexible Loan Tenure

Easy EMIs

Complete Digital Process

Hassle-Free Documentation

How To Apply?

Step 1: Firstly, check your eligibility for the loan amount you require.

Step 2: Fill up the General Information, Personal Information & Current Address details.

Step 3: Next, click on ‘Proceed’.

Step 4: You will then be presented with offers, the maximum loan amount that you can avail of, payable EMIs, and the loan tenure with an interest rate.

Step 5: Upload all the required documents.

Step 6: Once you pay the processing fees, your online housing loan application will be complete.

Eligibility Criteria

Age: Minimum Age: 21 years, Maximum Age: 65 years

Nationality: Indian

Employment Status: Salaried, Self-employed

Credit score: At least 720 or more

• Documents Required

• Valid Identity Proof

• Valid Address Proof

• Valid Income Proof

• Property Proof

• Business Proof

• Type of Property

• Approved by Authority

• Approved by Industrial Authority

• Approved by the Municipal Corporation

• Housing Board Property

• Society Patta

• Freehold Property

Dos & Don’ts While Applying For A Home Loan

Dos

Research well about the home-property price, background, clearances, etc., as well as about the home loan itself: interest rate, processing charges, repayment schedule, etc.

Make sure you know about all the charges involved in the process & the amount you have to pay

Ensure that all the required documents are in place

Ensure that you have a good credit score before you apply

A stable employment is a must to avoid instability in future

Don’ts

Don’t opt for too many loans before you apply for a home loan as it may impact your eligibility

Never exceed the spending limit on your credit card and avoid delaying your loan repayments, as it negatively affects your credit score

Don’t forget to compare interest rates offered by different loan providers in the market

Avoid taking loan amounts higher than you can afford as you may find it difficult to repay

Never sign the documents before you read all the terms and conditions mentioned